Insurance

  • Club Liability Insurance

    Water Ski and Wakeboard Canada’s “WSWC” club insurance program has been designed to fit the needs of Canadian towed watersports clubs.

    What is defined as a club: An operation that acts as a non-profit organization and where every person involved with the club is a member of their respective provincial water ski and wakeboard association. This is not exclusive to, but includes club members, volunteers, staff, and every participant in club activities on or off the water.

    PROGRAM BENEFITS INCLUDE:
    • General Comprehensive Liability Insurance
    • Director’s & Officer’s Liability Insurance (contact insurance@wswc.ca for more info)
    • Business Exposure and Advertising
    • Access to Programs and Services
    PROCESSING OF APPLICATION
    • Applications will not be processed until all required documentation is submitted and payment is paid in full. We accept online payments through PayPal or payment by cheque
    • Applications will be processed in approximately 6 business days
    • “Rush” orders (less than 6 days) can be accommodated, for an additional $100.
    • All approved and process insurance applications will receive a COI with the insurance confirmation package.
    • Due to nature of the program, fees may not be pro-rated and are non-refundable
    • Coverage is for the 12-month period, beginning on the latter of April 1, 2017, or enrollment acceptance date through to March 31, 2018.
    PROGRAM DETAILS & FORMS

    If you have any questions or concerns please contact WSWC’s office.

    Email: insurance@wswc.ca
    Phone: 1 888 526 0685 X 2

    NOTE: Coverage for non-sanctioned activities that are not covered under WSWC’s policy may be insurable by underwriters by separate, additional policy and premium. Utilizing the same underwriter for possible multiple policies would help ensure that there are no gaps or disputes between underwriters as to which policy will respond if a claim arises. Please contact slacoste@bflcanada.ca

    Description of Insured Club Activities: CLICK HERE

    Club Program Outline: CLICK HERE

    Request for Additional Named Insured: CLICK HERE

    Waiver Forms:

    WSWC Informed Consent and Assumption of Risk Agreement (Minors) – Multiple Family Members
    WSWC Informed Consent and Assumption of Risk Agreement (Minors)
    WSWC Release of Liability Waiver of Claims and Indemnity Agreement (Adult Waiver)

    Activity Report: CLICK HERE

    Injury Report: CLICK HERE

    Application for Winch or ‘Start Pool’ Activities.: Form to be submitted if this optional coverage is desired at additional cost CLICK HERE

    APPLICATION FORMS

    Alberta CLICK HERE
    British Columbia CLICK HERE
    Manitoba CLICK HERE
    Nova Scotia CLICK HERE
    New Brunswick CLICK HERE
    Ontario CLICK HERE
    Saskatchewan CLICK HERE
    Quebec CLICK HERE
  • School Liability Insurance

    The Water Ski and Wakeboard Canada “WSWS” school liability insurance program has been designed to fit the needs of Canadian towed watersports schools.

    What is defined as a school: a school is defined as an operation whose participants do not necessarily become members of their respective provincial water ski and wakeboard association.

    PROGRAM BENEFITS INCLUDE:
    • General Comprehensive Liability Insurance
    • Business Exposure
    • Access to Programs and Services
    • Coverage is for a 12-month period, beginning on the latter of April 1, 2017 or enrollment acceptance date through to March 31, 2018.
    PROGRAM DETAILS & FORMS

    If you have any questions or concerns please contact WSWC’s office.

    Email: insurance@wswc.ca
    Phone: 1 888 526 0685 X 100

    NOTE: Coverage for non-sanctioned activities that are not covered under WSWC’s policy may be insurable by underwriters by separate, additional policy and premium. Utilizing the same underwriter for possible multiple policies would help ensure that there are no gaps or disputes between underwriters as to which policy will respond if a claim arises. Please contact slacoste@bflcanada.ca

    Description of Insured School Activities: CLICK HERE

    Program Outline: CLICK HERE

    Request for Additional Named Insured:

    Request for Additional Named Insured $3M
    Request for Additional Named Insured $5M

    Waiver Forms:

    WSWC Informed Consent and Assumption of Risk Agreement (Minors) – Multiple Family Members
    WSWC Informed Consent and Assumption of Risk Agreement (Minors)
    WSWC Release of Liability Waiver of Claims and Indemnity Agreement (Adult Waiver)

    Activity Report: CLICK HERE

    Injury Report: CLICK HERE

    Coaching Request for Special Consideration: Only will be considered if there are extenuating circumstances as to why an instructor within the school is unable to meet the NCCP coaching certification requirement. Please email insurance@wswc.ca for details.

    Application for Winch or ‘Start Pool’ Activities.: Form to be submitted if this optional coverage is desired at additional cost CLICK HERE

    APPLICATION FORMS

    Alberta CLICK HERE
    British Columbia CLICK HERE
    Manitoba CLICK HERE
    Nova Scotia CLICK HERE
    New Brunswick CLICK HERE
    Ontario CLICK HERE
    Saskatchewan CLICK HERE
    Quebec CLICK HERE
  • Boat Insurance - TowSmart

    Boat Insurance - TowSmart

    Our TowSmart Boat Insurance is simply the best and most affordable ski boat insurance program in Canada. This program has been developed for members, to meet your special needs for your boating activities. You won’t find better value anywhere else!

    PROGRAM HIGHLIGHTS:
    • All Risk Coverage
    • Agreed Value Marine Policy
    • No Depreciation on Partial Losses
    • $2,000 Personal Effects Included
    • No Sub limit for Towed Water Sports Liability
    • Uninsured Boater Protection
    • $5,000 Medical Payments Included
    • Emergency Towing
    • $2,000,000 Liability

    TowSmart Boat Insurance is exclusive to members of Water Ski and Wakeboard Canada. For a quote, please contact your provincial TowSmart Broker:

    British Columbia – Barton Insurance Brokers Ltd.
    Toll Free: 1-800-689-8217
    Address: Box 370, Salmon Arm, BC, V1E 4N5
    Email: insurance@wswc.ca

    Alberta – Barton Insurance Brokers
    Toll Free: 1-800-689-8217
    Address: Box 370, Salmon Arm, BC, V1E 4N5
    Email: insurance@wswc.ca

    Saskatchewan – LaRoche – McDonald Agencies Ltd.
    Phone: 1-306-244-7955
    Address: 202A – 22nd St. W, Saskatoon, SK S7M 0R2
    Email: WSWC@imbrokers.ca
    Website: http://lmbrokers.ca

    Manitoba – Wyatt NuTrend Insurance Agency Ltd.
    Phone: 1-204-222-3221
    Address: 138 Regent Ave. W, Winnipeg, MB R2C 1P9
    Email: insurance@wswc.ca

    Ontario – McMichael-Davis Insurance Brokers Ltd.
    Toll Free: 1-888-821-8833
    Address: 77 Bronte Road, #103, Oakville, ON, L6L 3B7
    Email: WSWC@mcmichael-davis.ca
    Website: http://www.mcmichael-davis.ca

    Quebec – P. Morin Courtier en Assurances Inc.
    Phone: 1-514-634-7115
    Address: 2510 Notre-Dame, Lachine, QC H8S 2G9

    Atlantic Provinces – Caldwell-Roach Insurance Limited
    Toll Free: 1-888-511-0777
    Address: PO Box 275, Enfield, NS, B0N 1N0
    Email: info@cral.com

    Please fee free to contact WSWC at any time Insurance@wswc.ca
  • CAIP - Athlete Insurance

    CAIP - Athlete Insurance

    *You must be a member of your provincial organization in order to take advantage of CAIP

    CAIP has become well recognized in providing the most comprehensive insurance protection to Canada’s athletes at all levels while “In Canada” and “Outside Canada”.

    CAIP’s WEBSITE: CLICK HERE

    If you have any questions about the program or would like to enroll, please contact:

    Email: Insurance@wswc.ca Phone: 1-888-526-0685 X 100

    IN CANADA INSURANCE:

    Provides insurance coverage for expenses incurred for various medical and therapy treatments as a result of a sport related injury caused by an accident while participating in a practice session, game or travelling directly to or from such practice session or game. A sport accident is a sudden and unexpected event which directly results in an injury to the insured person.

    Inside Canada insurance includes “OVERUSE” coverage, which has been unique to CAIP since the beginning and remains the most popular and sought after benefit amongst Canada’s athletes. “Overuse” is a chronic injury that happens over a period of time as a result of repetitive activity. Over the years, the “Overuse” insurance benefit represents 70% to 90% of all paid In Canada claims in any given year

    OVERUSE coverage applies to:

    Physiotherapy
    Athletic therapy (CATA)
    Massage therapy
    Chiropractor
    Orthotics

    All other benefits in the CAIP Insurance Program is as a result of a sport accident.

    There are several plans available: Bronze, Silver, Gold and 500 Plus

    Bronze level: $125 per person per 12 months

    Silver level: $270 per person per 12 months

    Gold level: $440 per person per 12 months

    500 plus level: $35 per person per 12 months.

    Coverage details available HERE

    TRAVEL MEDICAL INSURANCE :

    “Don’t leave Canada without it”

    Travel medical insurance is 24 hours a day insurance protection for emergency medical and hospital care, emergency dental treatment, evacuation, repatriation and family transportation & accomodation benefits as the result of an injury or sickness. Of course, CAIP travel medical insurance covers the athletes while they are training and participating in their respective sport.

    Travel medical coverage also includes The Travel Assistance Program, which provides international emergency assistance to CAIP members when traveling outside Canada/Province. This important insurance coverage can be purchased on a weekly per trip, individual annual plan (30 or 60 days).

    Per Trip: $35 per week

    30 Day Individual Annual Plans (IAP): $210 per year per eligible member, subject to a maximum of 30 consecutive days of travel.

    60 Day Individual Annual Plans (IAP): $350 per year per eligible member, subject to a maximum of 60 consecutive days of travel.

    Coverage details available HERE
  • Member Insurance

    NEW INFORMATION COMING SOON